Top 5 Online Travel Tips You Need to Know

Years ago I remember going to the travel agent to plan my vacation, never even considering an online travel agent. But nowadays it’s the other way around, and most people don’t even give a thought to planning a trip without a computer. But the fact is you can often get a better discount by using an online travel site. Here are 5 travel tips to keep in mind.

1. Find great travel reviews online. You can check what people have to say about these sites and be sure you are not getting a shady deal or traveling at the wrong time. People will also chime in and let you know where the best discounts and freebies are. You can find out what the locals are saying too.

2. Locate fabulous deals. By far the best reason to do your travel deal shopping online is to get all the best deals. By scouring the travel websites online you can put your vacation together as you please by comparing different prices. For example, maybe you find a super vacation package one-way to your destination with one airline, and then you find a great deal on the way back with a separate air carrier. Go for it! Mix and match. You’ll save a ton of money with this method.

3. Different times equal different prices. Last time I planned a vacation I checked airline prices multiple times a day on every day of the week. It was a lot of fun actually because the prices changed all the time. It was almost like playing a game, click on the price now and see what it is! Maybe cheaper, maybe not. But one thing to keep in mind is if you happen to stumble upon a fantastic travel deal (and you will at some point), snap it up because you may never see it again. That’s what happened to me a few times. I debated and didn’t grab the excellent deal and it was gone, never to be seen again.

4. Sign up for email alerts. Go to all the major travel sites and get on an email list for travel discounts to be emailed to you. You should probably create a special account just for this so that you won’t have them all going into your main account. Sure, you are going to get lots of stuff you can’t use but every now and then you will receive that gem of a deal. But check your mail daily and go immediately to check out anything that looks promising.

5. Buy travel insurance sometimes but not always. So you’ve found your fantastic and amazing vacation deal and now you are wondering, should you spring for insurance as well? Yes you should if you are going on a cruise or traveling with a tour group or paying megabucks in advance for your trip. These policies are an added expense, sure, but the peace of mind is worth it.

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Save and Profit From Your Own Online Travel Booking Engine

Now is your chance to finally profit and save big from the largest market shift in history. That is the Travel Industry Shift from the Brick & Mortar to the online Click & Mortar.

Are you ready for a good time off rate for your next vacation? If you are watchful for the cheaper prices, mull over using the internet and booking online using an online travel website. These online travel websites are becoming in demand with holidaymakers and travelers nationwide.

Usually, you will come up with cheaper rates, cheaper prices in airline and traveling fares. Online travel websites are qualified to accommodate their clients with cheaper pricing because their over-heads are normally less than your standard travel agency who maintains a big staff, have to pay a lease for their office space and have to furnish equipment for the travel industry. Utilizing the internet, travel entrepreneurs can cut their expenses by spending exclusively over the internet or by telephone.

Online travel websites are providing instant communication over the internet, where conventional travel agents have to check and research travel information. So, travelers are benefiting from instant travel information, services and the convenience of booking all travel online and not needing to leave the home or work place to book their travel.

Now travel enthusiasts can use these online travel websites to select their own vacation destinations, stops, routes, dates, and basically plan their own vacation to fit their particular needs. As you continue to read this article, you will find my resource box at the bottom with a link that will show you how you can profit big from this huge market shift in the travel industry. This is made possible with your very own online Booking Engine website.

So, there are numerous advantages for travelers to use online travel websites instead of a conventional travel agency. Online travel websites will allow you to plan and select your vacation or destination and then select the most affordable flights or passage to your selected vacation destination. Select an online travel agent with industry experience, this means that they will have sufficient expertise and knowledge, contacts and additional to guarantee you get the least expensive deal possible.

Use the internet to set up your next vacation, save yourself time, money and gain from the convenience of online shopping and booking. Online travel websites are becoming a big business in the travel industry. These online websites have practical, informative and helpful websites for their patrons to compare prices and find useful information on their vacation destination and their selected online travel website’s choices and services in the travel industry.

Join the travelers of the world and originate your plans and bookings for travel and vacations by using an efficient, professional online travel agent. Save money, time and take advantage of creating your own vacation structure. Decide on the best vacation for you, and let professional online travel websites get the cheapest travel rates available.

I hope you have gotten some good ideas from this article and are able to use them.

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5 Tips to Hiring a Travel Copywriter

I’m anticipating many changes in the travel copywriting and content creation world in 2014. If you are a company in the travel and hospitality industries I would like to ask you a question.

Is your content addressing the need of your ideal clients or are you still stuck with not knowing how to create content? Since returning from South America, I’ve done research and discussed with my clients about our travel copywriting services and strategies.

Here are five tips to hiring a travel copywriter:

One: Knows and understands your ideal client’s needs

Hiring a travel copywriter or content writer who can’t feel the emotions and hear the voice of your ideal client is not going to cut it. A travel copywriter who has not been overseas or never went through immigration and customs will not understand the hassle your ideal client may have to go through. So if you need content for tips to international travel or lessen your stress when traveling overseas – a travel copywriter who has not been through the experience may not be able to write effective content.

For example, when I wrote for a wellness and travel company, one of the prerequisites was that I try out their products. I smelled and touched them, wore them on my body and used them. That was the only way to understand the products and successfully describe the texture, smell and anything that the ideal client needed to know and feel before making a purchase, which leads us to tip #2.

Two: Knows the products or services

Just like the tip above, I need to know the products or services that I write about. I have more authority and power in my copy and content when I know the products or services well.

I’ve not been to Africa. When I was hired by Sandfield Travel to rewrite content on their website two years ago, I felt overwhelmed and charged way less than what I would have normally charged. I researched, studied the photos, watched videos and worked really hard in ensuring the content was SEO-friendly and keyword rich.

In my opinion the content could have been better if I had walked the streets of Uganda or personally volunteered in the orphanages. I’m just being honest now that I have done more travel copywriting compared to two years ago.

If you are marketing a destination and need someone to work on your blog, email newsletters and social media platforms, make sure you take this tip into consideration. This is connected to tip #3…

Three: Have first hand experiences (in the travel and hospitality industries)
Not all travel copywriters have traveled to every country in the world but some of us travel more or less than others. After traveling to South America for eight months (39 countries in total), I know I can write better content on South America now compared to last year.

All I had was just second-hand information. At the moment I know how it is like to have altitude sickness, I can describe in detail the city of Cuzco or Machu Picchu or the difference between the Otavalo Market in Ecuador and the Witches Market in Bolivia.

Another crucial first hand experience that sets a travel copywriter apart from others is an experience in the travel industry. If we had time, I would sit with you over a cup of coffee or tea and tell you all the tales of being a travel agent/tour consultant/ticket agent/tour guide and more (12 years of tales!!). Nothing beats first hand experiences.

Four: Understands WordPress Content Management System (CMS)

WordPress is no longer just for bloggers. Companies like CNN, eBay and Oprah are using WordPress. I am referring to self-hosted WordPress websites. It is user-friendly, allows you to update or edit your content without the need to code, mess with html or hire a techie person to help you out.

You can easily go into your back office to delete, add or update content, images or videos.

Most travel and hospitality companies hire a travel copywriter because they don’t have the time to write, manage and publish content through blogging and other platforms. A travel copywriter that can do all the work for you and understands WordPress CMS will free up your time and let you focus on other money making activities.

Within WordPress you need a travel copywriter that understands meta descriptions, focus keywords and other things related to producing and publishing relevant content on your website.

Five: Knows how to seamlessly connect your blog content, e-newsletter and social media platforms
You are not optimizing your content marketing strategies if you are not connecting your blog with a newsletter and social media platforms. A travel copywriter that uses all these three channels constantly in his or her own business understands your needs as well.

I believe in being consistent in writing my own blog posts, newsletters and engaging with followers on Twitter. I must admit I am not always consistent in my social media platforms but I’ve not stopped blogging and publishing my weekly newsletter since I started blogging in November 2010 even when I was traveling at sea and in the remote areas of Peru. That’s what it means by ‘walking the talk’!

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Dealing With a Travel Agency for Your Trip

When you are going on a trip to attend conferences or to have fun like going to a safari, it starts with searching for travel packages online or getting help from a travel agency. However, before deciding, you must know what you can expect from an online agency to find out the best way to match your needs. The level of service you need would depend on your personal preferences as well as the requirements of your trip.

There are lots of options available whether you choose self-service wherein you can do the searching and booking by yourself, or full-service travel agency that would take care of everything on your behalf – accommodation, meal plans, sites to visit, etc. Depending on the type of trip you will have, there are also different choices you may consider. Some travel agencies only offer packages and others offer a la carte travel services, where you can pick items and pay for each separately.

Expectations on Online Travel Agencies

There are also expectations that are common to every online travel agency. It has something to do with the affordability and quality of the services as well as the level of service offered. When going on tours, the travel expert must meet these expectations before choosing them as your travel plan partner.

Variety of Packages and Destinations

It is not important what specialty the agency have – from niche travel, such as unusual destinations or cruises, to full-service travel. Regardless of what they sell, you need a travel agency that offers options. If you think that the first option you find has the best value, you have no way of verifying that unless there are other options available for you to compare. A reliable self-service or full-service online travel agency provides comparison information to help you decide.

Offers Same Types of Travel from Different Providers

An example of this is when you choose among available flights between two airlines for the same flight leg. An online travel agency cannot be considered as such if they represent only one brand, and if so, customers have no way of determining whether the products or services they offer are valuable or useless. If you can choose among several providers, it means the travel company updates their website with the best options and prices available.

Price Competitiveness

When going on a tour, such as the safaris, some travel companies charge fees to their customers in order to offset their expenses, but those fees should be fair. The rates for the travel services indicated online must be simply what you need to pay if you decide to directly deal with the provider. You should actually pay less for a package plan with other services.

Make You an Instant VIP

Sometimes, it is just hard to get a reservation in some restaurants, and a good travel agency can get that for you. They can even provide you private guides, access to exclusive exhibits, and cheaper premium airfares.

Service-Level Guarantee

This will ensure that you will be treated in a polite manner and you will get what you pay for. They can also take care of little details such as a car hire to make sure that you will not be ripped off. They should also provide you with an assurance that no probable action on their end or the service provider will disrupt your travel.

Possibly the best thing about going online when looking for a travel agency is that you can see customer reviews. You can read their comments about their experiences on the tour, even things such as their transportation from the airport to the hotel and other destinations. You can expect a lot of things from an online travel agency, but if they have these qualities, it guarantees that you will have the best deals.

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Presenting: Chris Ronneseth – Adventure Travel Expert!

I recently had a chance to talk to Chris Ronneseth of Trek Holidays (see interview preview) who gave me a good overview of adventure travel, an area of travel I definitely would like to explore sooner than later…

1. Tell us how you got into the adventure travel business.

I grew up around travel. My father, Allan Ronneseth founded the company in 1972 and with a passion to see the world in a different way than the norm, we had the opportunity to travel to countries that were considered exotic at that time and to some extent still are today. Venturing out on my own traveling while attending University I became more and more passionate about the world beyond North America. With a degree in marketing, I ventured off first to New York and later to Toronto working in sales and marketing for technology companies during the tech boom. Having learned the skill of sales in an industry outside of travel but backed with an upbringing rooted in adventure travel, I made the progression to heading up sales in Eastern Canada for the family business where I now provide support to our network of travel agents across Eastern Canada as well as compiling our monthly newsletter on adventure travel trends.

2. What countries have you traveled to?

Africa: Namibia, South Africa, Lesotho, Swaziland, Zimbabwe, Botswana, Zambia, Egypt, Morocco

Europe: UK, Greenland, Netherlands, Belgium, Germany, Austria

Asia: Thailand, Malaysia, Singapore, Indonesia, Vietnam, Laos, Cambodia, Hong Kong

South Pacific: Australia, Cook Islands, Tonga, Fiji

Americas: Canadian High Arctic, USA, Mexico, Jamaica, Cayman Islands,

Guatemala, Honduras, Belize, Nicaragua, Costa Rica, Ecuador, Peru, Bolivia

3. Please share with us your top three travel memories of all times.

A. Peru -The last descent into Machu Picchu on the famed Inca Trail from the Sun Gate after seeing sunrise over the site, being the first to enter the site at daybreak and having a feeling of peace, harmony and strong magic in the air.

B. Vietnam – Travelling the countryside of Vietnam by motorbike and stumbling upon a hidden and seldom visited Buddhist Monastery resulting in a three-hour visit with a young Buddhist monk learning and understanding each other’s ways.

C. Namibia – Skydiving at sunset at Swakopmund on the coast where the Atlantic Ocean meets the blood-red sand dunes for as far as the eye can see. One of the most tranquil moments of my life.

4. What is adventure travel and how has it evolved over the last few decades?

Adventure travel used to mean high adventure back when the company was founded in the seventies, it was time when the ‘hippie-trail’ was hot and buses used to travel across Asia from London to Kathmandu with itineraries that were largely invented along the way. Today it is about the small group experience and about experiencing a destination rather than simply seeing it. It is about participation and understanding of cultures, history and customs and being able to take that experience away as enrichment to your daily life.

5. Who goes on your adventure travel tours and why? What is the age, gender, nationality and income level of the people that go on your tours?

Adventure travel is largely about the passion to do it. For this reason it crosses boundaries of age, gender and income since the common goal of the travelers is the experience regardless of their life at home. However the largest demographic for us and the most important growth demographic is the baby-boomers who have experienced the traditional beach vacation several times over and now have the time and disposable income to travel to more exotic destinations. Nationality is generally made up of largely English-speaking nations with the makeup in order of numbers being Brits, Australians, Canadians, New Zealanders, Americans, some mainland Europe, some Latin American countries and the odd Asian traveler.

We offer more than 120 countries worldwide generally just about everywhere. However countries currently deemed to be unsafe for travel (eg. Iraq, Afghanistan) are not included but we expect they will be in the years to come as the situation stabilizes.

7. What type of accommodation is offered?

We offer generally speaking anything from 2 star budget accommodation to 6 star lodge experiences in Africa and everything in between. However what is common to all places we stay is that they must be clean, comfortable, centrally-located and most important have character that is reflective of the destination.

8. How do these tours work for single travellers? Do you provide a travel-mate matching service? What happens if I prefer single accommodation?

Our tours are designed with single travellers in mind. In fact 50% of all our travellers come by themselves. We match people up of the same gender and like age to share and avoid charging them a supplement. If clients prefer their own room, we can do this on approximately 60% of the tours, usually the more upmarket ones, but at a rate that is fair and affordable.

9. What about meals?

Depending on the trip we generally include breakfasts and some dinners but almost never lunch as many people like to be out at midday making their own discoveries. However when trekking or in the countryside or where alternatives do not exist we will always include meals.

10. What are the unique benefits of adventure tours as compared to other types of travel?

A sense of achievement, quality of experience, traveling with a small group of just ten people on average, generally better value than comparable bus tours, camaraderie with individuals that share a passion for this type of travel.

11. What type of activities are offered in your tours?

Sightseeing is a major part of every tour but beyond that we want to include as many cultural experiences as possible such as homestays with local families, village visits, etc. We also have many optional activities available such rafting, sailing, jeep safaris, day treks, etc.

12. Is there such a thing as adventure tours for families?

We now have tours built especially for families to travel with other families where children are age six and up. There is a large demographic of ‘late-starter’ families who never had children until in their 30s. Many of these people traveled with us in their 20s or backpacked independently and now want to give that experience to their children. They are not interested in introducing them to the ‘coca-cola’ culture pervasive in today’s society. These have been met with great success.

13. Please share with us practical advice for someone who’s never tried adventure travel.

Safety is a state of mind. Most people who elect not to travel to exotic destinations do so because of a fear for their safety while in the destination. If you heed the advice of your tour leader and be practical almost any destination in the world can provide a safe, secure and memorable experience. Where we have had problems with safety it has almost always been a disregard for common sense and advice. Don’t be afraid of experiencing other cultures, you will almost always find that your curiosity will be the best guide though it all and that same curiosity will be reciprocated by the people we meet along the way. It is about learning and understanding other people as much as they need to understand us. It really does shrink the world. Our second biggest problem would be dehydration, when traveling to hot, dry countries or where activity is involved such as trekking ensure you drink lots of water!

14. How much time do you travel yourself these days?

Generally 5 or 6 weeks a year. It is imperative to my sales knowledge and experience and I owe it to my customers to be the expert in what we do! All of our employees are given wonderful travel opportunities which goes straight to our company motto: Expert advice from those who have been there!

15. Where are you going next?

I plan this year on escorting a trip back to Egypt in April, to South Africa in May to experience some of our new properties we work with and to hopefully take a side trip to Mozambique. Later in the year I plan to make my way to Turkey and the Patagonian outdoors In Chile & Argentina.

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Important Checks When Transferring Money Online

Online money transfers have become more convenient in all kinds of transactions. There are so many online platforms, offering the services today and to get the best rates you must at least compare. There is also an importance of using platforms that keep you safe and secure considering how risky some of the transactions can be, especially with the increasing cases of identity theft and cyber crimes. Below are a few checks that you should make to have a pleasant and most cost effective online transfer of your money.

Exchange rates

The currency exchange rate is one of the most important checks you should make before transferring your money. Currency rates are ever changing and you can time your transaction so that you are able to take advantage of the best possible exchange rates. Remember that not all financial institutions offer the same rate and you should therefore compare offers by the unions or banks that you intend to use so you do not end up being ripped off. It helps to also be up to date with global currency markets so you are aware of what rates are reasonable and what rates are simply ambiguous.

Transfer amount

The amount of money you wish to transfer online can have an effect on the service that you get. If for instance you are transferring large amounts for business purposes, then a money transfer operator specializing in business operations can be a better option in getting you better service terms. For smaller amounts, make sure that the terms of transfer that you get are reasonable enough or consider sending a higher amount to enjoy better terms of transfer if need be.

Transfer fees

They also differ from one money transfer operator to another. The target country for the transfer can also determine the fees that you have to pay for the services and so will the amount of money that you want to transfer. Important to note is that whereas some institutions may offer very low transfer fees, they may end up charging you unreasonable exchange rates to benefit. Ensure that you are aware of all transfer charges, including those that might be applicable to the recipient so you can choose the best transfer channel and send the right amounts as necessary. It is especially very important that you find out about any hidden fees like processing fees and out of currency fees among others. Reading the fine prints on terms and conditions of service can go a long way in saving you from unnecessary charges.

Transfer window

One of the best ways of saving costs when transferring money online is by allowing yourself a transfer window that is long enough for you to make all considerations before making a decision. Scheduling your money transfer will save you from last minute rush that leaves you settling for any service even though the terms maybe ridiculous. When you have enough time to send the money, you will manage to do a thorough research on everything that matters so you send conveniently and cost effectively too.

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Funding Your Retirement With After-Tax Dollars

Funding your retirement account can be achieved with either pre-tax, tax-deductible contributions, or after-tax contributions that allow you to withdraw tax-free money when you retire. It’s possible to participate simultaneously in pre-tax and after-tax retirement plans, if it’s permitted by your tax-deductible retirement plan and with the advice of your financial adviser or accountant. Those who are able to maintain both types of accounts benefit from tax-saving advantages at both ends of the spectrum.

Several studies show that about one-third of Americans aged 50-65 have no retirement savings whatsoever. Fewer than 20% feel confident that they’ll have enough money to live comfortably throughout the retirement years.

Those numbers are discouraging and I will speculate that women, who live longer and typically earn less money than men, are at a particular financial disadvantage. Poverty in our senior years is often a concern for women. While it’s become increasingly difficult to save money in America, it is imperative that each of us, and especially women, do our best to fund retirement, using either pre-tax or after-tax earnings.

The Individual 401K, or SOLO 401K, allows you to give yourself a “salary deferral” of maximum $18,000 and those aged 50 and older can utilize the $6000 “catch-up” contribution feature, which allows a maximum contribution of $54,000 in tax-deductible dollars in 2016.

After-tax dollars fund the Roth Retirement Account, or ROTH 401K. When you are ready to access the account, you will draw down tax-free money. The 2016 annual maximum annual contribution is $18,000 plus the “catch up” $6,000 for those age 50 or older. High earners appreciate this plan, as there is no annual income limit for participants.

It is permissible to use the salary-deferred portion of your SOLO 401K to make ROTH 401K contributions. Profit sharing SOLO 401K contributions are NOT eligible to be applied to a ROTH 401K, since they are made pre-tax, they’re tax-deductible and you cannot commingle the two.

While ROTH 401K contributions are not tax-deductible, withdrawals made after age 59 1/2 are tax-free if five years have passed since your first contribution (known as the 5 year rule).

Another after-tax retirement plan is the ROTH IRA. There are income limitations associated: in 2016, $132,000 for singles and $194,000 for married couples. The annual contribution limit is $5,500 and $6,500 for those age 50 and older. Your ROTH IRA may be held in tandem with your SEP, SIMPLE, or traditional IRA.

You may participate in a ROTH IRA at any age, if you continue to earn taxable income. There is no mandatory distribution age, a feature that might benefit cash-flow planning. Furthermore, a working spouse can contribute to a ROTH IRA on behalf of the non-working spouse.

An individual or couple might choose a ROTH retirement plan when there are insufficient deductions to itemize at tax time, thus negating the tax benefit of other retirement plans. ROTH, paid with after-tax dollars, gives account holders the benefit of tax-free income during retirement. Affluent Entrepreneurs who need to minimize taxes during retirement may benefit from the ROTH.

President Obama, by way of the Department of the Treasury, gives us the newest self-funded retirement account option, myRA. The plan is a ROTH IRA re-designed as a starter retirement account to encourage the process. There are no fees associated with opening a myRA account and participants can decide how much to contribute each year, according to budget. Automatic monthly or weekly contribution withdrawals can be set up through a bank account or salary paycheck.

If participants must withdraw money from the account, there is no financial penalty to pay and no additional taxes due. myRA is funded with after-tax income and strictly speaking, contributions are not tax-deductible. However, some low-income participants may qualify for a tax credit of 10% – 50% of their annual contribution.

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Benefits of Credit Card Machines for Business

Other than credit card machines, technology has produced many notable effects, including the credit card machine. In the 21st century, people open themselves up to technology from the very center of their being. It has the added benefit of leading to an increase in the use of credit and debit cards. Additionally, the coronavirus’ arrival has also contributed to the increased use of contactless transactions. EMV cards are replacing magistrate premium cards. EMV chip cards give you the ability to make contactless payments. The merchants must have advanced payment terminals to accept such payments.

Credit and debit cards are used almost exclusively in today’s business world. To take your business to the next level, you must associate it with a credit card machine. The processing and payment services you need for online sales include a merchant processor that provides you with an online payment gateway. There will always be online modes that people will prefer to use, regardless of the volume of transactions. As a result, you have to use an advanced piece of equipment, such as a credit card machine, in tandem with your business.

Advantages:

Just because we’re living in the 21st century, it’s impossible to conceive of life without modern technology. A large number of businessmen prefer to stick to established business models. However, sometimes you have to alter your plans according to the current situation. This means that you need to be one step ahead of everyone else in the business. You will lose customers otherwise. An establishment that gets access to a credit card machine will enjoy countless benefits. Listed the benefits; so, don’t miss the following:

Obtain Legal Recognition for Your Company:

Accepting card payments using digital payment terminals is a legitimate business practice, so it should help your company a lot. The card brand name will be printed on the POS, and thus the customers will have no problem noticing it. This logo will be featured on the same online marketplace as well. The greater the number of customers from outside the country, the more money you’ll make.

Increase Your Profitability:

To accept various forms of payment, like credit cards, Google Pay, Apple Pay, and more, use a credit card machine at your business. Creating a positive impression on your customers is quite simple, but it also keeps your customers loyal. A credit card machine, thus granting flexibility in the ecosystem of online payment, provides customers with many payment options, thus allowing them to pay bills in various ways.

How to stay ahead of the competition:

Many businessmen have not yet fully embraced digital equipment, making small-business models in the early stages of transition. To accept online payments, your business equipment must be upgraded. If customers are no longer carrying cash, you can outpace your competitors. Research has shown that when customers use their cards to make a purchase, they spend more. Additionally, because you will make a substantial profit from accepting card payments, it’s highly recommended that you do so.

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Super Visa Insurance Monthly Pay North York

Note: SV is Super Visa

What is a Canadian Super Visa?

It is a Visa for parents or grandparents. It is a temporary resident permit that allows parents and grandparents to stay for up to 2 years in Canada per visit. Issued for parents and grandparents of citizens or permanent residents in Canada. It has validity for up to 10 years. A regular multiple-entry visa is also valid for up to 10 years, but only allows stays of up to 6 months per visit.

What is the processing time of a Super Visa?

The approximate processing time of a SV is short and takes almost 8 weeks. There are also specific requirements that one must meet before applying for a SV.

What Are The Mandatory Requirements To Apply for This Visa?

The govt of Canada has laid down some mandatory rules for parents and grandparents to apply for a SV. Those rules are,
1) Proof of their relationship with the child or grandchild who must be a Canadian citizen or a permanent resident.
2) A copy of the child’s or grandchild’s birth certificate.
3) A proof of medical examination document.
4) An official document naming the applicant as the parent.
5) A satisfactory evidence of a private medical insurance from a Canadian insurance company valid for one year from the date of entry.

Can The Parents Or Grandparents Work With A Super Visa?

No, the parents or grandparents are not permitted to work as their visa has the same restrictions as a visit visa holder.

What is a SV Insurance?

With the above information provided, now we know to whom a SV is issued and who apply for a SV. Not only the parents and grandparents require a SV, but also a medical insurance before entering Canada. The medical insurance should be no less than CAD $100,000 in coverage for health care, hospitalization and repatriation. This step is mandatory for the SV applicants.

SV applicants have to submit a proof of purchasing a medical insurance from a private insurance company.

There are a lot of medical insurance companies in Canada and North York has also got the best ones. People can go for SV insurance monthly pay North York. This facility of monthly pay gives a convenience of paying insurance charges monthly. This facility of monthly pay gives a convenience of paying insurance charges monthly.

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Setrega – A Global Analytical Regulatory Platform

Setrega is the Global Regulatory Analytical Platform which provides a comprehensive solution to the financial institutions for complying with one or more Regulatory Authorities. Through highly customizable and end-to-end automation, Setrega helps clients to configure Reporting Data, Reporting API, Connecting/Integrating Settings, Report Generation Requirements, Report Validation Requirements, Report Submission Mode and Feedback Management. As a Global Regulatory Analytical Platform, Setrega is designed to integrate with any financial services firms to receive regulatory data and process them to regulatory reports in specific formats with minimum customization effort.

Currently, all financial institutions are facing problems with dynamic changes in regulatory requirements, implementation risks associated with regulatory reporting and managing regulatory report error handling. All financial institutions are forced to adapt to these challenges and continuously seek for solutions which are cost-effective and accurate, with real-time feedback management. Sensiple’s Setrega fits into this emerging environment by supporting multiple Regulatory Authorities with an end-to-end automated solution.

Regulation Complied Preconfigured – ESMA – MIFIR/MiFID II, Monetary Authority of Singapore (MAS), Superintendencia Financiera de Colombia (SFC) etc.,
Significant benefits of the Global Regulatory Analytical Platform are,

Automation Capability

Financial Institutions gets the advantage of preparing and submitting regulatory reports without manual effort.

Comply with new Regulations without risk

Setrega provides flexible data source configuration, API mapping and reporting format changes with minimum customization in product level which ensures relief from regulatory and compliance risks for the financial institutions working in various regions.

Scalability

Depending on the Institutions type like Buy Side/ Sell Side/venues, Setrega is scalable in terms of increasing number of connections, the humongous volume of data, more number of reports and formats, increased number of submission modes and regulatory authorities.

Transparency

Handling a large volume of data gives challenges in managing data to auditing; Setrega makes it more accessible by allowing the clients to have full control over data by powerful data transparency method.

Dashboard

Setrega act as a one-stop shop for all regulatory reporting for financial institutions. A vastly informative dashboard in Setrega provides all historical, current and scheduled regulatory reports and its internal & external statuses in graphical and tabular representations.

Regional Coverage

Financial firms who run their business across the globe get benefited from Setrega as one solution solves all the regulatory and compliance needs. It is successfully verified with major regulatory frameworks like MiFID II and NFA (National Futures Association) and regulatory authorities like SEC and SFC.

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